A spatial production analysis of Chinese regional banks: case of urban commercial banks
Bingquan Zhao
Karligash Glass
Justine Wood
Anthony Glass
2134/9891857.v1
https://repository.lboro.ac.uk/articles/journal_contribution/A_spatial_production_analysis_of_Chinese_regional_banks_case_of_urban_commercial_banks/9891857
Urban commercial
banks are regional banks which have gained tremendous importance in the last
two decades in China. There is, however, a lack of research on regional
banking, especially on the Chinese regional banking industry. Therefore, using
an innovative spatial approach, this paper investigates the efficiency of 65
Chinese urban commercial banks across 26 regions during 2013 to 2017. A Key
finding for our sample is the significant spatial dependence of loans of
Chinese urban commercial banks with their neighbouring regions’ banks. <a>Short-run efficiency is increasing during the research
period. </a>For regions with less than three urban commercial banks, the
average efficiencies are stable and relatively high. However, regions with more
banks have both the highest and lowest efficient banks existing at same time.
These interesting results fit with the development process of Chinese urban
commercial banking, which the market restructure has contributed to banks’
efficiency<br>
2019-09-24 08:28:58
Applied Mathematics
Business and Management
Regional banking
Spatial analysis
Banking efficiency
Chinese urban commercial banks
Information Systems