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Financial inclusion and safe sanitation in slum communities of Abuja, Nigeria

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conference contribution
posted on 2018-10-25, 13:42 authored by K. Abass, A. Achegbulu
This paper is on the implementation experience of integrating Safe sanitation and hygiene into financial inclusion in slum communities of Abuja, Federal Capital Territory (FCT), and Nigeria. Community needs assessment conducted in these slum communities revealed that majority of the beneficiaries of the Financial Inclusion and Empowerment (FINER) lack access to safe water, sanitation and hygiene at the inception of the programme. The project then introduced Non-Financial services such as safe sanitation, hygiene promotion and low- cost hand washing technology (Tippy Tap) to change behaviour for more than 500 women. Women small scale business shop owners and those involved in food business practicing safe sanitation and hygiene pays loan faster than others. 68% women changed their behaviour, incidence of diarrhoea reduced, improved lifestyles and growing social network acting as a vehicle for passing on behaviour change messages to friends and neighbours.


The authors would like to extend thanks to the management of Initiative for Education and Development (IDEE) and all the women FINER in the slum communities we interviewed.



  • Architecture, Building and Civil Engineering

Research Unit

  • Water, Engineering and Development Centre (WEDC)

Published in

Transformation towards sustainable and resilient WASH services: Proceedings of the 41st WEDC International Conference


? - ? (6 pp.)


ABASS, K. and ACHEGBULU, A., 2018. Financial inclusion and safe sanitation in slum communities of Abuja, Nigeria. IN: Shaw, R.J. (ed). Transformation towards sustainable and resilient WASH services:Proceedings of the 41st WEDC International Conference, Nakuru, Kenya, 9-13 July 2018, Paper 3021, 6 pp.


© WEDC, Loughborough University


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This work is made available according to the conditions of the Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International (CC BY-NC-ND 4.0) licence. Full details of this licence are available at: https://creativecommons.org/licenses/by-nc-nd/4.0/

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This is a conference paper.


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Nakuru, Kenya

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