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Sustaining debt repayments. Experiences of people in informal repayment arrangements

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posted on 16.07.2015, 10:25 authored by Yvette Hartfree, Matt PadleyMatt Padley, Kim Perren, Paola Signoretta
This report provides insight into the experiences of people in informal debt repayment arrangements and the Scottish Debt Arrangement Scheme, and the factors influencing the sustainability of debt repayments. Drawing on quantitative and qualitative research it seeks to improve understanding of the consumer experience of setting up and managing a debt repayment arrangement, and the key influences on the outcomes of repayment arrangements. The report also provides an account of the similarities and variation across different informal debt repayment arrangements, looking at free and fee-charging Debt Management Plans (DMP), self-negotiated agreements (SNA), and the statutory Debt Arrangement Scheme (DAS) in Scotland.

Funding

Money Advice Trust and Lloyds Banking Group

History

School

  • Social Sciences

Department

  • Communication, Media, Social and Policy Studies

Research Unit

  • Centre for Research in Social Policy (CRSP)

Citation

HARTFREE, Y. et al., 2012. Sustaining debt repayments. Experiences of people in informal repayment arrangements. Centre for Research and Social Policy at Loughborough University on behalf of the Money Advice Trust and Lloyds Banking Group, 57pp.

Publisher

© Money Advice Trust

Version

VoR (Version of Record)

Publisher statement

This work is made available according to the conditions of the Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International (CC BY-NC-ND 4.0) licence. Full details of this licence are available at: https://creativecommons.org/licenses/by-nc-nd/4.0/

Publication date

2012

Notes

This is a report.

Language

en

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