sustainable_debt_repayments___lbg__mat_november_2012_2.pdf (660.53 kB)
Download fileSustaining debt repayments. Experiences of people in informal repayment arrangements
report
posted on 2015-07-16, 10:25 authored by Yvette Hartfree, Matt PadleyMatt Padley, Kim Perren, Paola SignorettaThis report provides insight into the experiences of people in informal debt repayment
arrangements and the Scottish Debt Arrangement Scheme, and the factors influencing
the sustainability of debt repayments. Drawing on quantitative and qualitative research it
seeks to improve understanding of the consumer experience of setting up and managing
a debt repayment arrangement, and the key influences on the outcomes of repayment
arrangements. The report also provides an account of the similarities and variation
across different informal debt repayment arrangements, looking at free and fee-charging
Debt Management Plans (DMP), self-negotiated agreements (SNA), and the statutory
Debt Arrangement Scheme (DAS) in Scotland.
Funding
Money Advice Trust and Lloyds Banking Group
History
School
- Social Sciences
Department
- Communication, Media, Social and Policy Studies
Research Unit
- Centre for Research in Social Policy (CRSP)
Citation
HARTFREE, Y. et al., 2012. Sustaining debt repayments. Experiences of people in informal repayment arrangements. Centre for Research and Social Policy at Loughborough University on behalf of the Money Advice Trust and Lloyds Banking Group, 57pp.Publisher
© Money Advice TrustVersion
- VoR (Version of Record)
Publisher statement
This work is made available according to the conditions of the Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International (CC BY-NC-ND 4.0) licence. Full details of this licence are available at: https://creativecommons.org/licenses/by-nc-nd/4.0/Publication date
2012Notes
This is a report.Language
- en