Loughborough University
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The impacts of deregulation on the Jordanian banking sector 1993–2006: an empirical analysis using frontier approaches

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posted on 2018-11-20, 11:03 authored by Waleed Qaswari
During the period 1993–2006 the Central Bank of Jordan (CBJ) undertook a series of measures to deregulate its banking system. Key procedures included the removal of restrictions on interest rates, expansion of scope of banks' products and services, lifting of restrictions on foreign exchange transactions and the reduction of barriers to entry of foreign investors and foreign banks. The main aims of deregulation were to promote a diversified, efficient and competitive banking system in order to improve resource allocation, financial viability and operational flexibility. A data set from the CBJ comprising all the Jordanian banks, covering the time period 1993–2006 was used to examine whether the efficiency of Jordanian banks has improved (or changed) over this time period. To this end, a parametric approach, stochastic frontier analysis (SFA), and a nonparametric approach, data envelopment analysis (DEA), was used to measure the efficiency scores of Jordanian banks over the period 1993–2006. [Continues.]



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© Waleed Qasrawi

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This work is made available according to the conditions of the Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International (CC BY-NC-ND 4.0) licence. Full details of this licence are available at: https://creativecommons.org/licenses/by-nc-nd/4.0/

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A Doctoral Thesis. Submitted in partial fulfilment of the requirements for the award of the degree of Doctor of Philosophy at Loughborough University.


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